For the longest time, the insurance industry and disruptive innovation were mutually exclusive terms. Not anymore as channels are being digitized, the use of aggregators as a channel is increasing, and the internet of things has insurance companies thinking about real-time risk protection as opposed to indemnification. Whether you believe it’s “Adapt or Die” or “Adapt or Decline”, the disruption of the conventional insurance chain is well underway. For those who ignore it, dire consequences await...

Read more of Tom's blog post about major disruption in the insurance industry at here.

 

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